Capital Credits: You May Have Money Waiting for You
Friday | May 1, 2026

Each year, REC publishes a list of Unclaimed Capital Credits.

What are capital credits?

Capital credits are member-owers' share of the Cooperative's margins, returned over time. Unclaimed capital credits are funds that belong to past members but haven't been delivered, often because contact information is outdated.

Go to myrec.coop/capitalcredits to see if you or someone you know is listed. If you see your name, or have information on how to locate someone on the list, call 800-552-3904 and speak with a member service representative.

With your help, we can locate those listed and deliver their checks.

If the member or other person legally entitled to the Capital Credits does not claim his or her money within 120 days from publication of the listing, this patronage capital becomes the sole property of Rappahannock Electric Cooperative. 

 

 

Capital Credits Cover

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Each year, REC publishes a list of Unclaimed Capital Credits.